On this page you will find more information about short-term and ongoing cancellation insurance policies. You can also calculate your premium yourself and possibly take out the insurance.
What is insured?
Before the trip: cancellation costs
You are insured for cancellation costs in the case of e.g. death, serious illness or serious injury due to an accident of a partner or family, pregnancy, an unexpected new home or if you suddenly become unemployed.
During the trip: unused travel days
You are insured for unused travel days with:
- departure delay on the outward journey (at least 8 hours): due to an unforeseen delay of, for example, your aircraft, you will arrive later at your destination
hospitalization: you or your co-insured are unexpectedly admitted to the hospital
Return earlier from you or a co-insured
All-risk cancellation insurance
If you opt for an Allrisk Cancellation, you decide whether you cancel the trip or return home earlier. Do you do this for a standard reason stated in the policy conditions? Then you will be reimbursed 100%. Are you doing this for another reason? For example, because your best friend has become seriously ill, or if you still get that new job and have to start quickly? Then you will receive 75% of the cancellation costs or cancellation compensation.
Cancellation insurance for a group
A good cancellation insurance is important. Sometimes the participants have a continuous cancellation insurance. But not all insurers pay out if one traveling companion cannot come along. At Europeesche we do pay if an insured must cancel when a travel companion happens to something (provided that this is an insured event with us). We also do this if the travel companion does not have insurance with us.
Do the participants in the trip all have comprehensive cancellation insurance? Then make sure that they ask their society how they are insured in relation to each other. If the participants do not have ongoing cancellation insurance or if the coverage is insufficient, we offer two solutions:
Short-term cancellation insurance
On a short-term cancellation insurance, all mentioned insured persons may cancel if one of the insured persons gives a valid reason to cancel. A maximum of 4 families (everyone living at the same address) or 9 people can cancel one event. The premium is 5.5% of the travel sum plus policy costs and insurance tax. Do more than 4 families want to be able to cancel? The fifth, sixth and seventh families can be co-insured at an additional 0.5% premium per family over the total travel sum.
The term “family” may be translated into “address.” All individuals or groups who live at one address and are registered there form one family.
Group cancellation insurance
Are more than 7 families traveling? Or with more than 9 people? If the entire group wants to cancel, it is possible to take out a group cancellation insurance. In the event of a group cancellation, only the following risks are insured: – serious illness, accident or death of one of the members of the group – failure of the accommodation bankruptcy of the group. There is only coverage if one of these events takes place within 2 months before departure.
up to 10 people: 3.0% of the travel sum
11 to 20 people: 3.5% of the travel sum
21 to 40 people: 4.5% of the travel sum
41 to 60 people: 5.0% of the travel sum
For a journey shorter than three months, the maximum premium (excluding insurance tax and policy costs) may not exceed € 200 per person per insurance. It is possible to supplement a continuous cancellation insurance with a short-term cancellation insurance. You can therefore take out several insurance policies per trip, with the premium limit per insurance policy. Ask us by email for advice regarding the premium and the policy conditions.
Do you not live in the Netherlands but do you want to take out cancellation insurance? This is also possible through us.
Help on pocket app
Everyone gets better from more information, so we would like to refer you to the free ‘Help on Pocket-app’ from the Europeesche. This app provides a medical dictionary in nine languages everywhere, information about local diseases, compulsory vaccinations and emergency centers.
So we see no need to be a member / have you pay for the Calamity fund.
The rebook for emergency
With the additional all-risk clause with the cancellation insurance, everyone who has booked a trip abroad is insured for 75% of the possible costs of rebooking or canceling a trip.
A cancellation insurance without all risk coverage only offers coverage if something happens to you or your immediate family. So not when, for example, bird flu or Ebola breaks out at your holiday destination.
The all-risk coverage of the Europeesche is a good addition to your cancellation insurance.
What will you be reimbursed if you take out the all risk coverage?
If the new destination is more expensive, because it is further away, for example, you pay the price difference yourself.
If the new destination is cheaper, you will not get the remaining amount back.
Europeesche reimburses the rebooking costs per insured person once to a maximum of 75% of the travel sum of the original trip plus the administration costs. If there are several insured persons on the policy schedule, the travel sum per insured person is determined in proportion to everyone’s share in the travel sum.
The departure date of the newly booked trip must be within 6 months of the original departure date.
South Africa is rebooking a large country within this country is also covered by insurance.
When are you covered?
You are insured when your holiday pleasure disappears through:
– a natural disaster, such as an earthquake, forest fire or flood;
– a terrorist attack or molestation, for example a popular uprising;
– an epidemic, such as the Mexican flu.
You are also insured if due to an event such as damage to the infrastructure, the planned trip cannot reasonably be made.
You can determine whether you want to change your trip from 3 months before departure up to and including the departure day. A newspaper report about the situation is sufficient to prove the right to rebook.
The most important advantages at a glance:
– your own traveling pleasure
– a maximum of 25% extra costs for rebooking
– supplement to your cancellation insurance
– competitive all-risk premium